this could even be implemented as a map landria-esque
I forget the name of the map, but it's an INSS map that has red and blue bonuses, where the red gives you negative income if you have an even # of territories within the bonus and regular credit for the bonus if you have an odd #, and blue does the opposite
Not exactly what you said, but it's arguably better - going from full income to 0 is too harsh, but 0 or slightly negative income from a specific bonus is manageable
But it's just 1 map, so no variety, whereas a mod could do this or something similar for every map
Using this mod in addition to an INSS/Landria/other type map would be brutal tho!